Looking to replace or upgrade your roof this year? A handful of our carriers generally offer discounts when you install Class 4 impact-resistant shingles.
Chubb, Liberty Mutual, Auto-Owners and Foremost generally offer homeowners insurance discounts for installing Class 4 impact-resistant shingles in Colorado. You could potentially save 10-30% by reducing hail risk, but you must provide proof (manufacturer/contractor certification). Call us today to learn more about your options!
Chubb:
- Offers specific discounts in Colorado for enhanced home protection, including for impact-resistant features on roof installation.
Liberty Mutual:
- Recognizes durable, impact-resistant roofing materials and offers discounts for upgrading them. This could potentially reduce premiums significantly due to lower risk.
Auto-Owners:
- Grants potential premium discounts for homes with Class 4 impact-resistant shingles, as these reduce weather-related risks.
Foremost:
- Offers significant premium discounts for homes with Class 4 impact-resistant roofs, with reports indicating savings of roughly 20%.
Travelers:
- Recognizes that hail-resistant roofs reduce damage risk, which can lead to premium savings, particularly in areas prone to severe weather
- (While Travelers does not give a specific class 4 discount, they will give a discount if you have a new roof. Please let us know that so we can find the best savings possible.)
How to Get the Discount:
- Install Class 4: Upgrade to UL 2218 Class 4 certified shingles or higher.
- Get Proof: Obtain certification from the shingle manufacturer or your roofing contractor.
- Contact Your Insurer: Contact us about their "hail mitigation," "impact-resistant," or "roofing credit" programs for Class 4 materials.
We believe our clients deserve the best materials on the market. Recently, one of our preferred roofing contractors introduced us to Unified Steel’s stone-coated roofing, and it’s safe to say we’re impressed. Whether you're looking to save on the headache of never worrying about hail damage again, snagging an insurance discount, or simply saving money on your energy costs, this is the upgrade your home has been waiting for. Plus, with a 50-year warranty, it’s likely the last roof you’ll ever have to choose.
We are happy to assist you in getting in touch with one of our preferred roofers. We look forward to talking with you!